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Top 7 Ways to Get Cheap Car Insurance for Military Personnel

Everyone is always looking for ways to save money, particularly on car insurance since it can be so expensive. If you have had a career in the military, you may be entitled to special insurance discounts. You can find many ways to get cheap car insurance for military members if you look hard enough. In fact, getting cheap car insurance for military members may be a whole lot easier than you ever thought it would be.

cheap car insurance for military

When it comes to deciding on a person’s insurance rates, insurers take a number of things into consideration. Obviously, they are in the business to make money, and they want to charge you as much as possible. Often, you will not be informed about the many ways that you can save money on your insurance rates. You have to dig around for this information, and getting it can often be as difficult as pulling teeth.

A lot of people end up paying way too much for their insurance, because they do not ask about the discounts they may be eligible. When you ask about all of the discounts, it is easy to get cheap car insurance for military members.

  1. Military discounts – Anyone who is a current or retired member of the military can ask about getting a military car insurance discount. Many insurers do this as a way of saying “thank you” to those who have fought and worked hard to protect our country and preserve the rights and freedoms we have fought so hard to have. Veterans and active military can find out more about your options here. You could save as much as 15% on your insurance premiums, or a total of $400 a year or more. Just think about the other things you could be doing with that money.
  2. Combining your insurance policies – Another way to save money on your insurance premiums is to combine all of your policies into one bundle. Most insurance companies will let you bundle your services, and they will offer you a discount if you will let them handle all of your insurance needs, including home, life and auto insurance. Even if you already have home owners or life insurance through a different company, it never hurts to see if you could be getting a better deal from a different insurer. You could end up paying less for all of your insurance by bundling the policies.
  3. Qualifying for age-related discounts – If you are over the age of 55, you may be able to get another discount to help you get cheap car insurance for military members. You don’t have to be in active service to be eligible for age discounts. As long as you are over the age of 55, you may be able to get discounts from a number of insurers, on top of the discount for being a retired member of the military. You see, there are some benefits to getting older after all.
  4. Safe driver discounts – Being a safe driver is not just going to keep you safe on the road, it can also make you eligible for discounts on car insurance. If you have a certain number of years of safe driving under your belt, many insurers will offer a discount for each year that you have had a clean driving record. For every year that your record stays clean, your rates continue to go down. The only thing you need to think about is that once you reach the age of 65, your rates may start to go back up as older drivers are not considered to be as safe, due to things like failing eye sight and hearing.
  5. Student discounts – These discounts usually only apply to younger students who still list their parents’ address as their own main addresses. But, you may find that your insurer wants to encourage you to go back and continue your studies, and you will be able to have another discount added to your already cheap car insurance for military members. If you have teenagers in your home, you should also look into getting student discounts for them as well so your rates don’t get too high if you decide to add them to your own policy while they are still in school.
  6. Shop around – It is important to make sure that you shop around for the best cheap car insurance for military members. Not every insurance company is going to offer you the same products at the same rates, and it may even be that you think you are getting a great deal already, but you can do even better elsewhere. It doesn’t even hurt to let insurers know that you are shopping around, because they often tend to offer even better rates if they think they could lose your business to another insurance company.
  7. Driver training courses – Being a member of the military you have probably already had all kinds of safe driving courses you had to take. These courses are going to help you get a discount on your car insurance, because it shows insurers that you have all of the necessary skills to be a safe and conscientious driver. It wouldn’t even hurt if you went out and took another driver training course that is recommended by your local department of motor vehicles.

As we already mentioned, you need to shop around to make sure you are getting the best deal on cheap car insurance for military members. The best way to go about doing this is to get quotes from as many different insurers as possible. Make sure that you get quotes from local and national insurers, as well as insurers who specialize in insurance for military personnel.

We can help save you a lot of time by getting plenty of quotes for you. All you have to do is give us your zip code, and we will search our databases for quotes from insurers in your area. In no time at all you will have all of the quotes you need to get the best cheap car insurance for military members.